Give your kids & grandkids a financial head start for life

Golden Goose Gifting

It’s an easy way to regularly make small contributions to a child’s superannuation account.

What are the benefits of Golden Goose Gifting?

There are four key benefits that make Golden Goose Gifting an attractive way to help:
  1. The money is secure in a super account – the child won’t be able to access the funds unless they meet a condition of release.
  2. The money is professionally managed.
  3. Super is a concessionally taxed investment method.

Our CEO Andrew, talks about the origins of Golden Goose Gifting

How much does it cost?

One of the great advantages of contributing to a child’s super account is the cost-effectiveness.
You don’t pay a fee to make a contribution to a child’s super account. The only fees that apply are the normal fees for the super fund account;
  • We have zero admin fees for balances under $1,000 (see our Fees & discounts page or PDS for further details).
  • Once the member’s balance reaches $1,000, they will automatically be enrolled in our loyalty discount program. You can see a breakdown of all fees on our fees and discounts page

How to get started

If the child is under the age of 18, their parent or guardian can easily set up an account in their name.*
  1. You can begin the process and we’ll email the parent or guardian to finish setting up the account. Start here
  2. The parent or guardian will need to apply for a Tax File Number (TFN) for the child and they will be able to add it to the child’s account.
  3. Once the child’s TFN is added to their account, the parent or guardian will be able to access the details to make a contribution to the child’s super account. Ask the parent or guardian to share this information with you.
* The process for contributing to the super account of a child aged 18 or older is different. For more information, refer to the FAQs below.

Who is Student Super?

Student Super is an APRA regulated super fund that specialises in superannuation for young Australians.
Typically our members are high school and university students. The fund has been built around their specific needs.

When they graduate

The brand changes name to “Professional Super”. The fund stays the same, but the Professional Super website has educational resources that are designed for young adults in the workplace - like using super to save tax effectively for a first home!

An additional advantage of Golden Goose Gifting

As the child becomes a teen and starts their first job, they’ll already have an account established with a super fund that can help them learn about super and get organised for their first job.

Student Super accounts are professionally managed

All Student Super accounts are professionally managed.
The super fund is regulated by APRA and under the stewardship of an independent trustee (Diversa).

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Got a question?

What is Golden Goose Gifting?
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How does it work?
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How much can you contribute?
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What does this mean for my tax?
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How does the ATO treat contributions to a child’s super account?
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My parents want to contribute to my child’s account – how can they do this?
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How do I change a recurring contribution amount?
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How can I check if my child has received a contribution?
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Are there minimum commitments?
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What are the differences between contributing for a child under and over 18?
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More questions – we're here to help

I’m Bella from the support team at Student Super. Our team can answer any questions you have. Chat with us online or send us an email at hello@studentsuper.com.au.

Be part of the growing community of Australians setting up their child's future.

ABN 43 905 581 638
USI 43 905 581 638 021

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You should consider the Product Disclosure Statement, Reference Guide, Financial Services Guide and Target Market Determination before making a financial decision about this product.

This is general information only and does not take account of your personal objectives, financial situation or needs. Before acting on it, consider if the information is appropriate and whether you need to speak to an accredited professional. When considering financial returns, past performance is not indicative of future performance.

This product is issued by Diversa Trustees Limited (ABN 49 006 421 638; AFSL No. 235153; RSE Licence L0000635) as trustee for Professional Super which is a sub-fund of OneSuper (ABN 43 905 581 638; RSE R1001341). Professional Superannuation Management Pty Ltd (ABN 31 617 160 791; AFSL No. 499786) (PSM) is the Promoter of Professional Super, which is marketed under multiple brands including Student Super.

Use of this website is subject to PSM’s Website Terms and Conditions and Privacy Policy and Information Collection Statement.